Michael E Harper

It's back to school time across the Pacific Northwest and now is a good time to make sure you have all your insurance and financial needs covered. We offer phone, text and email appointment settings. Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance and so much more.

We make it simple and easy. Contact us today.

I opened my agency in 1991 and have been serving customers since then. I am licensed to assist you with your needs in Oregon and Washington.

I am a highly accomplished individual, known for my diverse achievements and commitment to community service. I graduated from North Park University in Chicago, IL, in 1980, with a Bachelor's degree in Economics. Prior to my insurance career, I had the privilege of being a part of the Portland Professional Basketball team. I am also actively involved in education, serving as a Member of the Trustee Board at North Park University. Furthermore, I am the proud founder of the Grassharper Foundation, a nonprofit organization that focuses on supporting children, families, and the community at large. Through my various endeavors, I continue to make a positive impact and inspire others.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Michael works with Portland residents to find coverage that fits.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Michael for insurance guidance in Portland.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. In Portland, you can count on Michael for personalized service.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Michael, your local State Farm agent in Portland, OR, is here to help.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Michael is here to help your Portland household feel covered.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Looking for coverage? Talk with Michael about your options in Portland.